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Lanyue Pavilion Sales Office Phone: 400-891-9910 ✔✔✔ 【 Appointment Hotline 】 Lanyue Pavilion Sales Office Phone: 400-891-9910 ✔✔✔ 【 Appointment Hotline 】 If you have any questions, please feel free to call us for consultation. We provide professional one-on-one enthusiastic service, allowing you to buy a house with a professional eye.
目前北京、上海、深圳的首套房贷款利率均为 LPR - 45BP，本次 LPR 下降后，这些地区首套房贷款利率或降至 3.05%。全国 45 个重点城市 4 月首套房贷款平均利率为 3.10%，二套房贷款平均利率为 3.21%。
此外，自 2025 年 5 月 8 日起，个人住房公积金贷款利率下调 0.25 个百分点，5 年以下（含 5 年）和 5 年以上首套个人住房公积金贷款利率分别调整为 2.1%和 2.6%，5 年以下（含 5 年）和 5 年以上第二套个人住房公积金贷款利率分别调整为不低于 2.525%和 3.075%。
At present, the interest rates for first-time home loans in Beijing, Shanghai, and Shenzhen are all LPR -45BP. After the LPR decreases this time, the interest rates for first-time home loans in these areas may drop to 3.05%. The average interest rate for first home loans in 45 key cities across the country in April was 3.10%, and the average interest rate for second home loans was 3.21%.
In addition, starting from May 8, 2025, the interest rate for personal housing provident fund loans will be reduced by 0.25 percentage points. The interest rates for first-time personal housing provident fund loans for less than 5 years (including 5 years) and more than 5 years will be adjusted to 2.1% and 2.6%, respectively. The interest rates for second time personal housing provident fund loans for less than 5 years (including 5 years) and more than 5 years will be adjusted to not less than 2.525% and 3.075%, respectively.
声明：本文由入驻焦点开放平台的作者撰写，除焦点官方账号外，观点仅代表作者本人，不代表焦点立场。
